Hi, I’m Rachel Collins

Women and couples come to me when life looks good on the outside— but inside, they’re craving more.
I partner with those who are ready to make a change, walking with them step-by-step as they take control of their money, build lasting confidence, and transform the way they live.

Schedule a free discovery call

 
 One-on-One Coaching for personal and business finances
 
Finance and Leadership Workshops
 
Speaking engagements

Coaching is About Your Transformation!


  • Step into the life you’ve been dreaming of
  • Simplify money so you can focus on what matters most
  • Follow clear, actionable steps designed to move you forward
  • Get the accountability you need to build lasting change
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    Let's Connect!
    Every coaching journey starts with a free no-obligation discovery call. It’s a chance to:
  • Step into the life you’ve been dreaming of
  • Explore if coaching is the right next step for you
  • See if we’re a good fit to work together
    •
    Schedule a free discovery call

    By Working With The Right Coach You Can...

    Feel confident when making money decisions

    Balance enjoying today with planning for tomorrow

    Spend with purpose—and without guilt

    Stop just surviving and start thriving

    Make money simple and stress-free

    Pursue the passion you’ve been putting on hold

    Experience peace and freedom in your finances

    A Simple Plan That Makes it Easy


    Create your journey! Coaching is personalized—no one-size-fits-all plans here.




    Refocus

    Define what happiness, wealth, and success mean to you.

    The foundation for building real wealth is a strong, personal “why.”


    Gain Control

    Understand your relationship with money. Identify what’s holding you back—and what could move you forward. 

    With the right tools, education, and accountability, you’ll start building habits that last.


    Set a Plan

    We’ll build a simple, step-by-step strategy you can follow with confidence.

    You’ll know your decisions align with what matters most.


    Accountability

    Accountability is the glue that connects your commitment to your results.

    Ongoing coaching keeps you moving forward and helps you stay focused when life gets busy.
    Schedule a free discovery call

    Imagine If You Could...

    Gain clarity and control over your finances

    Have peace knowing you’ll not only survive—but thrive

    Use a spending plan that reflects your values, supports your goals, and doesn’t feel restrictive

    Let go of stress, shame, or fear about the future

    Enjoy fully paid for & worry-free vacations

    Make purchases without guilt or second-guessing

    Live well today while building security for tomorrow

    A Proven Coaching Program  
     
    Program Results

  • Peace within 30 days*
  • Improved relationships
  • $600+ per month average cash flow improvement
  • Emergency fund within 45 days
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    Resources

  • Proprietary coaching processes and systems
  • Online courses
  • Forms, guides, resources & support materials
  • A network of experts
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    Industry-leading Training

  • 118+ Training Modules
  • 100+ Hours of Coursework
  • 50+ Hours of Application
  • Extensive 1:1 Mentoring
  • Professional Responsibility & Ethics Pledge
  • International Financial Coaching Conference
  • Continuing Education
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    Success Stories
    “I am blessed to be on a new financial journey. Where I am now compared to where I used to be is a testimony of having someone holding you accountable for your financial decisions. I’m excited about this journey and I would not have a better relation(ship) with money if it weren’t for the help that comes with a financial coach like Rachel. Thank you!”
     ~Stacey
    “Money is so important. I didn’t care before, but how we save, spend and live matters as a Christian. Rachel picks up on things I didn’t even realize I was saying.” 
    ~Nancy
    “We had finished FPU (Financial Peach University) and wanted an outside view of our situation. Living Well was recommended to us. Rachel not only did a pre-consultation and a full session, but took time to study our progress, recommend several steps, and did follow-up contacts.” 
    ~Norman 
    “Rachel has the right balance of empathy with holding you accountable for what you say you are going to do. She also helps you remember your purpose for starting coaching and gives you the freedom to pivot if that is what you decide to do.”
     ~Tina
    View other client successes on YouTube >

    I’m your biggest cheerleader


    Hi, I’m Rachel! 
    Our money journey began when my husband and I got married. We each brought debt into the relationship, and things were tight. Over time, we learned to save with intention, give with purpose, and spend in alignment with our values—but it took us eight years to finally feel like we had figured it out. Things changed more quickly (and with a lot less stress) once we got help. 
    Since then, life has thrown us curveballs—but because of how we manage our money, it’s no longer the thing that keeps us up at night. It’s actually one of the things that gives us peace. 
    Now, I’m on a mission to help families and business owners transform their money stories—without taking the long way like we did. Together, we can get there faster.
     What I love most about coaching is watching people grow in confidence, realize that everything is figureoutable, and discover they have more options than they ever imagined. When I’m not coaching, speaking, or leading workshops, you can find me volunteering at church, out for a run, digging in my garden, or being silly with my three kids. 
    If you’re ready to take the next step, I’d love to meet you. Schedule a discovery call >

    A certified member of Accountable Network

    I'm a proud member of the Accountable Network, an industry leader since 2009.  This network provides access to a team of the best financial coaches in the world, an incredible resource of expertise to support you through any challenge Using the proprietary tools and resources available through the Accountable Network allows my clients to move quickly past basic budgeting and debt reduction conversations into deeper, more strategic coaching that results in sustainable and transformational growth. 
     Curious about my training and certification journey?

    Click here for more information

    Let's Connect!

    Because coaching is unique we start with a free, no-obligation discovery call to:
  • Determine if you're ready for the intensity of coaching
  • Find out if we're a good fit to work together
    •
    Schedule a free discovery call
    Frequently Asked Questions


    How is coaching different? Coaching is personal. I get to know you, how you think about money, and what’s been holding you back. Unlike books or courses, coaching provides deep, customized support with sustainable results—and the accountability to follow through.


    What financial products do you sell? Because I don't sell insurance or investments, clients find my unbiased approach refreshing.  I focus on education, mindset, behavior and habits.  My role is to help you understand the importance of surrounding yourself with wise counsel, answering any questions you may have, etc. but I do not provide advice on products to choose.    If we determine a need for an educational program, online course, or coaching program, there may be an additional charge for those services.


    How customizable is coaching? While the foundation is the same for everyone—strong habits and clear goals—what we do with that foundation is entirely unique to you. We’ll adapt tools, action steps, and strategies so they fit your life and create lasting change.


    How do we meet? Most coaching is performed virtually via Zoom but if you are local, I'd be open to meeting in person.


    How is confidentiality addressed? What happens in a coaching session, stays in a coaching session.  I also don’t collect any personal data (social security number, bank account info, etc.).  I do not share your email or any other contact information with any outside agency, vendor or partner without your approval. You need to feel safe in the coaching relationship and I do everything I can to make you feel comfortable.


    How do you create a safe space? This is a judgment-free zone.  Coaching is about moving forward. We don’t dwell on past mistakes—we focus on what’s next. My job is to help you leave shame and guilt behind so you can step into hope and clarity.


    How often do we meet? I work with you and your schedule.  At a minimum, we will have an initial two-hour intake session followed by seven coaching sessions. The duration of the sessions is usually 30-60 minutes, and they are held by-weekly. If we need to connect outside of these times, you will be able to set additional meetings, as necessary.


    How long until I see results? Results vary by client and the effort they put in, but most clients report that ‘peace’ has started even after their first meeting.  It’s also common for my clients to experience improvement in their relationships and sleeping within 45 days. Financially, clients fully implementing the program report an average improvement of cash flow of $600 per month.
    *Individual results may vary. Every person has unique experiences and applies the information in a different way. Thus, the experiences that we share from other people may not reflect the typical clients’ experience or guarantee that anyone will achieve the same or similar results.
     
    ©2025 Rachel Collins. All rights reserved.